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I do not have credit. I do not have any debt, either. But, when I decided to get back in the ol' credit game I am just as aware that it is all a big con as when I did have credit. Three credit agencies have three different credit scores for me with 90 points between the highest and lowest. The highest score I have is with Experian, but my bank has already told me that no one uses Experian because they are always higher than TransUnion or Equifax. But, when I look at the three agencies reports...Experian is the most accurate. See how that works out? Fascinating.
TransUnion, by the way, is looking to settle a class action lawsuit regarding their shady practices.
August 16 at 6:21 PM